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§ 50.20 General mandatory availability requirements.
(a) General requirements. Under section 103(c) of the Act, an insurer must:
(1) Make available, in all of its property and casualty insurance policies, coverage for insured losses; and
(2) Make available property and casualty insurance coverage for insured losses that does not differ materially from the terms, amounts, and other coverage limitations applicable to losses arising from events other than acts of terrorism.