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42 U.S. Code § 18032. Consumer choice
(a) Choice
(1) Qualified individuals
A qualified individual may enroll in any qualified health plan available to such individual and for which such individual is eligible.
(2) Qualified employers
(A) Employer may specify level
A qualified employer may provide support for coverage of employees under a qualified health plan by selecting any level of coverage under section 18022(d) of this title to be made available to employees through an Exchange.
(B) Employee may choose plans within a level
Each employee of a qualified employer that elects a level of coverage under subparagraph (A) may choose to enroll in a qualified health plan that offers coverage at that level.
(b) Payment of premiums by qualified individuals
A qualified individual enrolled in any qualified health plan may pay any applicable premium owed by such individual to the health insurance issuer issuing such qualified health plan.